2020/03/02 | Tips and Tricks
FAQ - Style Auto
SPECIALIST IN IN-HOUSE FINANCING
Style Auto is known for its easy and fast home financing. No matter your financial situation, we have the solution for everything! We offer 1st, 2nd and even 3rd chance credit! Our experts will find the right financing or loan for you! Our resources are great. We do business with, among others,: National Bank, Scotia, Industrial Alliance Finance, Fédération des Caisses Populaires, Carfinco, Autocapital... and more!
- Access to all brands in one place -
- Vehicles available for immediate delivery -
- Guarantee and satisfaction ensure peace of mind -
"Thanks to Jonathan for his great service! My parents bought a 2013 Kia Sorento and they love it! Even after the inspection at Kia, the vehicle was perfect without any glitches! Thanks to auto style for giving them the best service possible!"
- MR LAUZON
"Very good and attentive service. Jonathan knows how to find solutions for all customers. Financing is simple at Style Auto..."
- S. LEMAY
"Impeccable service! Thank you!"
Frequently asked questions
Where can I get the best rate for my used vehicle?At Style Auto in Laval, near Montreal, the rate when buying a used vehicle is 4.99%. Although some dealerships also offer this percentage, we stand from our competitors by partnering with many more financial institutions in order to facilitate your purchase process and payments,
Where can I get pre-approved as soon as possible for a used car?
At Style Auto, the pre-approval time does not exceed 20 minutes. Yes, you read it right! Not only do we ensure that the purchase process is ideal for you, but we also ensure that your approval is quick and simple! With our in-house financing department, nothing is impossible.
Can you buy a car even if you've never had a loan?
The answer is YES! Our in-house financing experts have all the necessary tools to approve the purchase of your vehicle! Whether you've never had a loan before, have gone bankrupt or have a few gaps in your credit report, nothing is insurmountable for Style Auto! We can help you find the best solution for your credit report!
Can a new resident of Canada buy a car?
Yes, at Style Auto, we have all the tools you need to buy a car, no matter what your situation! Our experts and our financing department can help you, event if you have no credit or if you have never borrowed to buy a vehicle. With our in-house financing, nothing is impossible.
How does my credit rating affect the ability to borrow to buy a car?
A credit rating is based on someone's reliability as a borrower. If, in the past, you have not paid your debts, borrowings, or if you have accumulated several late payments, then your rating will not be good, and will indicate to financial institutions that it is risky to lend you money. At Style Auto, with our financing department, we can go beyond your credit rating with 1st, 2nd and 3rd chance financing!
Is it safe to apply for car financing online?
Yes, at Style Auto, you can complete the form online in complete securely. You will only have to travel to sign your contracts once the vehicle has been chosen. Not only is it safe, it's also the easiest way!
With which financial institutions does Style Auto do business?
Style Auto has a large financial network, which promotes opportunities for its customers. It does business with, among others, National Bank, Scotiabank, Industrial Alliance Finance, Fédération des Caisses Populaires, Carfinco and Auto Capitale.
How are our payment payments for the purchase of our vehicle calculated?
Payments are calculated based on several factors. The calculation is based on the amount of your loan, the duration of your loan, and therefore your repayment, and the interest rate you are granted. Our advisors will make sure to find the best solution for you to make it easier! In the meantime, if you are looking to calculate a payment, we invite you to do so on our financing department's website at https://www.financementautolaval.com/en/calculator/
In most cases, cash is not required when you buy a vehicle. It will simply vary the cost of your payments, depending on the length of your car loan. However, depending on the price of the car and your credit report, it sometimes happens that cash is required for financing approval. To find out more, don't hesitate to talk to one of our advisors.
Is it possible to exchange my car for another one?Yes, it is always possible to sell your vehicle at the dealership to buy a new one. The dealership takes care of evaluating your vehicle and can then apply the necessary modifications to the financing of the car of your choice. If you are interested, we invite you to contact us at the following link: https://www.styleauto.ca/sell-your-car.html. An Style Auto expert will contact you!